General Blog
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How to file a CFPB complaint in 2026, and what it can still achieve
Read more: How to file a CFPB complaint in 2026, and what it can still achieveThe CFPB complaint portal still works, companies answer almost every complaint, and in September a federal court kept the Bureau’s funding open. How to file, what happens next, what a complaint realistically gets you, and where else to go.
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SAVE plan deadline: why September 29 is only the first date, plus the autopay rate cut
Read more: SAVE plan deadline: why September 29 is only the first date, plus the autopay rate cutThe SAVE plan is over and about 7.5 million borrowers need a new repayment plan. September 29 was the first deadline, not everyone’s: yours is 90 days from your servicer’s notice. A separate autopay deadline, now December 31, carries a 1 point rate cut.
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Financial Ombudsman changes on 1 October 2026: new grounds to dismiss your complaint
Read more: Financial Ombudsman changes on 1 October 2026: new grounds to dismiss your complaintFrom 1 October 2026 the Financial Ombudsman can dismiss a complaint unexamined on a longer list of grounds. What changes, what does not, and why the day you refer your complaint decides which rules apply.
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Energy Price Cap October 2026: £1,723, Unit Rates and the January 2027 Forecast
Read more: Energy Price Cap October 2026: £1,723, Unit Rates and the January 2027 ForecastThe energy price cap rises to £1,723 from 1 October 2026. Here are the unit rates and standing charges behind it, why it went up, what the electricity VAT cut changes, and what Cornwall Insight and E.ON Next forecast for January 2027.
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UK inflation rose to 2.9% in July. The number the Bank of England watches went the other way.
Read more: UK inflation rose to 2.9% in July. The number the Bank of England watches went the other way.UK CPI rose to 2.9% in the 12 months to July 2026, but core inflation did not move and services inflation fell. The rise sits entirely in what core excludes, and the ONS attributes it to the energy price cap.
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What it actually costs to live in North Cyprus in 2026
Read more: What it actually costs to live in North Cyprus in 2026Northern Cyprus had two minimum wage rises in 2026, a 22% electricity increase, and annual inflation of 38.46%. But for anyone earning or receiving money in sterling, the biggest single change was none of those: it was the lira losing about 16% against the pound in twelve months. This is what the numbers actually are,…
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Electricity VAT Cut to 0% and a £2 Bus Fare Cap: What the New Cost of Living Package Saves You
Read more: Electricity VAT Cut to 0% and a £2 Bus Fare Cap: What the New Cost of Living Package Saves YouVAT on domestic electricity drops from 5% to 0% from 1 October 2026, and single bus fares outside London are capped at 2 pounds from January 2027. What the package actually saves a typical household, who is excluded, and what was not announced.
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Halifax Is Becoming Lloyds: What It Means for Your Money (2026)
Read more: Halifax Is Becoming Lloyds: What It Means for Your Money (2026)Lloyds Banking Group confirmed on 1 July 2026 that the Halifax brand will change to Lloyds over the coming months. For your money the practical answer is reassuring: nothing changes today, your sort code and account number stay the same, and your FSCS protection is unchanged. Here is what is happening, what it means for…
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The FCA’s Mills Review: will an AI agent soon manage your money? (2026)
Read more: The FCA’s Mills Review: will an AI agent soon manage your money? (2026)The FCA published the Mills Review on 6 July 2026, the first review by any global regulator of what AI will do to retail financial services. It expects AI to reshape banking, lending, investing and advice by 2030, finds about 1 in 5 UK adults open to AI agents acting on their money, and sets…
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How to Spot a Financial Promotion That Breaks FCA Rules: What the 2026 Finfluencer Crackdown Tells Us
Read more: How to Spot a Financial Promotion That Breaks FCA Rules: What the 2026 Finfluencer Crackdown Tells UsThe FCA arrested three individuals in April 2026 as part of a wider push against unlawful financial promotions on social media. What counts as a financial promotion in law, the seven warning signs to watch for, and how to verify someone’s FCA authorisation before engaging.
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