🇺🇸🇬🇧 FIRE Movement: Your Complete Guide to Financial Independence (2025)
Calculate your FI number, explore Lean, Fat, Coast and Barista FIRE strategies, and build your roadmap to early retirement. Our flagship guide includes 5 interactive calculators and step-by-step implementation plans for every income level.
ISA vs SIPP: What the Budget Means for Your Retirement
Pensions now face inheritance tax from April 2027. Cash ISA limits cut for under-65s. Our updated guide breaks down exactly what changed and how to adjust your strategy.
Essential Retirement Guides
Master these tax-advantaged strategies to build lasting wealth
🇺🇸 401(k) Optimization Guide
Maximize your $23,500 limit in 2025. Learn employer match strategies, Roth vs Traditional, and the new super catch-up for ages 60-63.
🇺🇸 Backdoor Roth IRA Guide
Earn too much for Roth contributions? Step-by-step implementation with screenshots for Fidelity, Vanguard and Schwab.
🇺🇸 HSA Investment Strategy
Turn $4,300/year into $400,000+ tax-free by retirement. The only account with triple tax advantage explained.
🇺🇸 Mega Backdoor Roth
Contribute up to $46,500 extra to Roth accounts through your 401(k). The advanced strategy for aggressive savers.
🇺🇸 Solo 401(k) Guide
Self-employed? Contribute up to $70,000 in 2025. Compare providers, calculate your max, and set up in under an hour.
🇺🇸🇬🇧 Tax-Loss Harvesting
Turn investment losses into tax savings. Complete guide covering the wash sale rule, best practices, and UK CGT rules.
🇺🇸 529 to Roth IRA Rollover: Convert Unused Education Funds
SECURE 2.0 now allows tax-free rollovers up to $35,000 lifetime. Turn leftover college savings into retirement wealth.
Property Investment Guides
Build wealth through real estate with our comprehensive guides
🇺🇸 Invest $50,000 in Real Estate
Mortgage rates at 6.3% and cash flow markets delivering 10%+ returns. Seven proven strategies for US investors.
🇺🇸🇬🇧 How Many Rentals for $100k/year?
Complete calculator and timeline showing exactly how many properties you need for six-figure passive income.
🇬🇧 Invest £50K in UK Property
7 proven strategies for British investors, from BTL mortgages to REITs. Complete UK tax and stamp duty guidance.
Latest Investment Insights
- 529 to Roth IRA Rollover: Complete SECURE 2.0 Guide for 2025
Master the 529 to Roth IRA rollover strategy under SECURE 2.0. Covers the 15-year rule, $35,000 limit, state tax implications, and step-by-step execution. - FIRE Movement: The Complete 2025 Guide to Financial Independence and Early Retirement
Master the FIRE movement in 2025. Calculate your FI number, compare FIRE variants, plan healthcare coverage, and build your path to financial independence. - Tax-Loss Harvesting Strategy Guide (2025): Complete US & UK Implementation for DIY Investors
Master tax-loss harvesting strategies for both US and UK markets. Complete guide to wash-sale rules, ETF pairs, and automated vs manual approaches.
Explore Investment Topics
Deep dive into the strategies that matter to you