Tax Strategy
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Dividend Tax Rates Have Gone Up: What the New 2026/27 Rates Mean for Investors Holding Shares Outside an ISA
Read more: Dividend Tax Rates Have Gone Up: What the New 2026/27 Rates Mean for Investors Holding Shares Outside an ISAFrom 6 April 2026, dividend tax rates rose by 2pp in the basic and higher rate bands. From April 2027, savings income tax rates rise too. What the new numbers actually mean for investors holding dividend-paying shares in a General Investment Account, and how the gap between in-ISA and out-of-ISA returns has widened.
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Making Tax Digital for Income Tax: Who Must Sign Up Now, What Happens If You Don’t, and What the Penalty-Free Year Really Means
Read more: Making Tax Digital for Income Tax: Who Must Sign Up Now, What Happens If You Don’t, and What the Penalty-Free Year Really MeansMTD for Income Tax is now in force. Sole traders and landlords with qualifying income above £50,000 must keep digital records and submit quarterly updates, with the first deadline on 7 August 2026. The threshold drops to £30,000 in 2027 and £20,000 in 2028. Here is exactly who is in scope, how the soft-landing year…
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Pension Inheritance Tax 2027: UK Estate Planning Guide
Read more: Pension Inheritance Tax 2027: UK Estate Planning GuideFrom 6 April 2027, unspent UK pension pots fall into the IHT estate. What’s changing, who’s hit hardest, and the 6 planning moves to consider before the 2027 deadline.
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529 to Roth IRA Rollover: Complete SECURE 2.0 Guide for 2026
Read more: 529 to Roth IRA Rollover: Complete SECURE 2.0 Guide for 2026Run the 529-to-Roth IRA rollover cleanly in 2026: the 15-year rule, $35,000 lifetime cap, $7,500 annual limit, the state-tax traps that catch people, and step-by-step execution.
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Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY Investors
Read more: Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY InvestorsCrystallise capital losses without tripping the US wash-sale rule or the UK 30-day bed-and-breakfasting restriction. 2026 figures, the ETF pairs that actually work, when automated services beat DIY, and the ten mistakes that quietly destroy most harvesters’ tax benefit.
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The Complete 401(k) Optimization Playbook for 2026
Read more: The Complete 401(k) Optimization Playbook for 2026Optimize your 401(k) for 2026: contribution limits up to $35,750 for ages 60-63, the mega backdoor Roth at $72,000, the Traditional-versus-Roth call, expense ratios, the new mandatory Roth catch-up for $150K+ earners, plus how to spot a bad plan and what to do at job changes. Built to add six figures to lifetime retirement savings.
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Backdoor Roth IRA: Step-by-Step Guide (2026)
Read more: Backdoor Roth IRA: Step-by-Step Guide (2026)Income too high for a direct Roth IRA? The backdoor Roth opens the door for high earners at $7,500 a year in 2026 ($8,600 if you’re 50+). This guide walks Fidelity, Vanguard and Schwab step-by-step, runs the pro-rata math, and breaks down Form 8606 line by line.
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Solo 401(k) Complete Guide for Self-Employed Workers (2026)
Read more: Solo 401(k) Complete Guide for Self-Employed Workers (2026)A Solo 401(k) lets the self-employed contribute up to $72,000 in 2026 ($80,000 if you’re 50+, $83,250 if you’re 60-63), well past what SEP IRAs and SIMPLE IRAs allow. This guide covers eligibility, providers, setup, contribution strategy, mega backdoor Roth, and the SECURE 2.0 Roth catch-up rule with the sole-proprietor carve-out most coverage misses.
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Mega Backdoor Roth: Complete Implementation Guide (2026)
Read more: Mega Backdoor Roth: Complete Implementation Guide (2026)Mega backdoor Roth lets high earners route up to $47,500 into Roth accounts in 2026. Step-by-step on eligibility, employer plan compatibility, conversion mechanics, and the SECURE 2.0 rules now phasing in.
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HSA Investment Strategy: How to Use the Triple Tax Advantage for Retirement
Read more: HSA Investment Strategy: How to Use the Triple Tax Advantage for RetirementOnly 13% of HSA owners invest their balance, leaving the triple tax advantage on the table. A 30-year-old contributing $4,400 a year can build over $430,000 tax-free by retirement. With OBBBA’s 2026 expansions (Bronze and Catastrophic ACA plans now HSA-eligible, permanent telehealth safe harbor, Direct Primary Care arrangements compatible), HSAs are within reach of more…
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Latest news
- Dividend Tax Rates Have Gone Up: What the New 2026/27 Rates Mean for Investors Holding Shares Outside an ISA
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