
Five UK house price indices, five different answers. The official index, Nationwide, Lloyds, Zoopla and Rightmove each measure a different moment in a sale, so they disagree. What each one says in October 2026, where prices are rising and falling, and the mortgage rates and Budget dates behind them.

Andy Burnham became Prime Minister on 20 July 2026 and John Healey Chancellor. Eleven weeks on, one tax cut is in force, several changes have dates, and the main tax and savings allowances have not moved. The figures, before the 28 October Budget.

The Prime Minister has said the triple lock stays unchanged until 2030 and is then adjusted. The State Pension would still rise every year by at least inflation or 2.5%, but it would stop pulling ahead of earnings after weak years for wages. How the new rule works, what it removes, and what is not…

TransUnion is moving UK credit scores from a 0 to 710 scale to 0 to 999, with new bands and a new scoring model, rolling out from late September 2026 to June 2027. What the bands are, why your number will change, and why lenders’ decisions don’t.

In September 2026 the UK sold 30-year gilts at a yield of 5.8168%, and public borrowing ran £8.1bn over forecast. Both eat into the Chancellor’s fiscal headroom before the Budget on 28 October. Where the numbers come from and what they mean for mortgages, annuities, savings and gilt buyers.

The FCA says housing wealth should sit alongside the State Pension and workplace and personal pensions as a fourth source of retirement income, and that the market is not ready. What later life lending is, what it costs, what is changing and what to check first.

From 1 October 2026 the Financial Ombudsman can dismiss a complaint unexamined on a longer list of grounds. What changes, what does not, and why the day you refer your complaint decides which rules apply.

From April 2027 the full new State Pension is on course to pass the frozen personal allowance for the first time. The government has promised that pensioners with no other income will not pay tax on it. The promise has a carve-out, and the figure is not final until October.

Seven lenders raised fixed mortgage rates over the weekend of 4 and 7 September 2026, then ten more followed in the three working days after. A running record of who moved, when, and by how much.

The FCA says 760,000 matured Child Trust Funds are sitting unclaimed. Finding yours is free, needs no account, and takes about ten minutes. This explains how the search works, what happens to money nobody claims, why there is no deadline, and what the tracing firms charging up to £400 are actually selling.
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