UK Investing
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Energy Price Cap October 2026: £1,723, Unit Rates and the January 2027 Forecast
Read more: Energy Price Cap October 2026: £1,723, Unit Rates and the January 2027 ForecastThe energy price cap rises to £1,723 from 1 October 2026. Here are the unit rates and standing charges behind it, why it went up, what the electricity VAT cut changes, and what Cornwall Insight and E.ON Next forecast for January 2027.
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UK inflation rose to 2.9% in July. The number the Bank of England watches went the other way.
Read more: UK inflation rose to 2.9% in July. The number the Bank of England watches went the other way.UK CPI rose to 2.9% in the 12 months to July 2026, but core inflation did not move and services inflation fell. The rise sits entirely in what core excludes, and the ONS attributes it to the energy price cap.
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What it actually costs to live in North Cyprus in 2026
Read more: What it actually costs to live in North Cyprus in 2026Northern Cyprus had two minimum wage rises in 2026, a 22% electricity increase, and annual inflation of 38.46%. But for anyone earning or receiving money in sterling, the biggest single change was none of those: it was the lira losing about 16% against the pound in twelve months. This is what the numbers actually are,…
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Buy Now Pay Later, one month on: what actually changed on 15 July
Read more: Buy Now Pay Later, one month on: what actually changed on 15 JulyBuy Now Pay Later came under FCA regulation on 15 July 2026. A month on, the picture is clearer than it was, and in three places it is different from what the pre-launch coverage suggested. Section 75 protection is confirmed rather than hedged. Ombudsman access depends on when you took the agreement out, not when…
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Your platform will have to show you what it charges: the FCA’s CP26/24 explained
Read more: Your platform will have to show you what it charges: the FCA’s CP26/24 explainedThe FCA has proposed changing how platforms, advisers and wealth managers tell you what you are paying. CP26/24 closes on 21 August 2026. It would drop the cumulative-costs illustration, require total costs in pounds and pence as well as percentages, keep investment trust costs out of the headline figure, and stop firms both charging a…
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British Savings Bonds at 5.17%: what NS&I’s five-year rate is telling you, and the tax bill waiting at the end
Read more: British Savings Bonds at 5.17%: what NS&I’s five-year rate is telling you, and the tax bill waiting at the endNS&I raised its fixed-term British Savings Bonds on 6 October 2026, after rises on 31 July and 18 August. The five-year now pays 5.17% on the Growth option. Rates are one thing; a rule most coverage skips is another: on the Growth option, five years of interest counts as taxable income in the single tax…
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Your lender has gone bust. What happens to your loan, and to the money you were owed?
Read more: Your lender has gone bust. What happens to your loan, and to the money you were owed?Blue Motor Finance, Eldens Finance and Logbook Lending all entered administration inside four weeks. If you borrowed from one of them, two very different things happen at once: your loan carries on almost unchanged, and any compensation you were owed may never arrive in full.
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State Pension age 68: why there are two dates, seven years apart
Read more: State Pension age 68: why there are two dates, seven years apartThe law says the State Pension age reaches 68 between 2044 and 2046. The Office for Budget Responsibility builds its projections on 2037 to 2039. Only one of those is legislation, and the difference is about seven years of your retirement.
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Electricity VAT Cut to 0% and a £2 Bus Fare Cap: What the New Cost of Living Package Saves You
Read more: Electricity VAT Cut to 0% and a £2 Bus Fare Cap: What the New Cost of Living Package Saves YouVAT on domestic electricity drops from 5% to 0% from 1 October 2026, and single bus fares outside London are capped at 2 pounds from January 2027. What the package actually saves a typical household, who is excluded, and what was not announced.
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Mansion House 2026: What It Means for Savers, Borrowers and Small Businesses
Read more: Mansion House 2026: What It Means for Savers, Borrowers and Small BusinessesOn 14 July 2026 the Chancellor used the annual Mansion House speech to announce a £6.5bn expansion of small-business lending guarantees and a review of bank capital rules the Treasury says could unlock up to £150bn of extra lending, alongside a ring-fencing consultation and an AI plan for finance. Here is what was actually announced,…
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