
The FCA’s motor finance redress scheme has been pushed to November 2026 at the earliest, after three lenders and a consumer group filed legal challenges. Around 12.1 million agreements are affected. Here is what you can still do today, free of charge, and why a claims management company is not necessary.

From 15 July 2026, BNPL providers in the UK have to follow FCA consumer credit rules, including affordability checks, clear pre-contract information, FOS access for complaints, and fair treatment in financial difficulty. What changes for Klarna, Clearpay, PayPal Pay in 3, and other BNPL users.

The FCA launched a sector-wide review of CMCs on motor finance claims on 7 May 2026. Here is what it found, and why you probably do not need one.

Crystallise capital losses without tripping the US wash-sale rule or the UK 30-day bed-and-breakfasting restriction. 2026 figures, the ETF pairs that actually work, when automated services beat DIY, and the ten mistakes that quietly destroy most harvesters’ tax benefit.

ISA or SIPP for 2026/27? Higher dividend tax tilts the maths toward ISAs this year, and April 2027 will bring pensions inside the IHT estate. Compare tax relief, access rules and inheritance planning, with an interactive calculator.

Should you choose index funds or mutual / actively managed funds? This 2026 guide compares costs, platforms, and SPIVA performance data across both US and UK markets, with calculators in dollars and pounds, so DIY investors can pick the right approach for their accounts.
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