UK Investing
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Making Tax Digital for Income Tax: Who Must Sign Up Now, What Happens If You Don’t, and What the Penalty-Free Year Really Means
Read more: Making Tax Digital for Income Tax: Who Must Sign Up Now, What Happens If You Don’t, and What the Penalty-Free Year Really MeansMTD for Income Tax is now in force. Sole traders and landlords with qualifying income above £50,000 must keep digital records and submit quarterly updates, with the first deadline on 7 August 2026. The threshold drops to £30,000 in 2027 and £20,000 in 2028. Here is exactly who is in scope, how the soft-landing year…
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FOS Reform 2026: How the ‘Fair and Reasonable’ Test Is Changing, and What That Means for Your Right to Complain
Read more: FOS Reform 2026: How the ‘Fair and Reasonable’ Test Is Changing, and What That Means for Your Right to ComplainThe FCA and Treasury have proposed the most significant reform of the Financial Ombudsman Service in two decades. CP26/9 closed for consultation on 11 May 2026. What’s changing, when, and what consumers with live or future complaints should do now.
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Why UK gilt yields matter for your mortgage, savings and ISA decisions right now
Read more: Why UK gilt yields matter for your mortgage, savings and ISA decisions right nowUK 10-year gilt yields hit a 17-year high above 5.1% in May 2026. This article explains what gilt yields are, why they spiked, and what the move means for your mortgage, savings accounts, ISA decisions, and pension drawdown.
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Car Finance Compensation 2026: What the Legal Challenges Mean for Consumers and When You Might Get Paid
Read more: Car Finance Compensation 2026: What the Legal Challenges Mean for Consumers and When You Might Get PaidThe FCA’s motor finance redress scheme has been pushed to November 2026 at the earliest, after three lenders and a consumer group filed legal challenges. Around 12.1 million agreements are affected. Here is what you can still do today, free of charge, and why a claims management company is not necessary.
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Buy Now Pay Later Is About to Be Regulated: What Changes for Shoppers from July 2026
Read more: Buy Now Pay Later Is About to Be Regulated: What Changes for Shoppers from July 2026From 15 July 2026, BNPL providers in the UK have to follow FCA consumer credit rules, including affordability checks, clear pre-contract information, FOS access for complaints, and fair treatment in financial difficulty. What changes for Klarna, Clearpay, PayPal Pay in 3, and other BNPL users.
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Should you use a claims management firm for your car finance claim? The FCA has concerns
Read more: Should you use a claims management firm for your car finance claim? The FCA has concernsThe FCA launched a sector-wide review of CMCs on motor finance claims on 7 May 2026. Here is what it found, and why you probably do not need one.
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Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY Investors
Read more: Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY InvestorsCrystallise capital losses without tripping the US wash-sale rule or the UK 30-day bed-and-breakfasting restriction. 2026 figures, the ETF pairs that actually work, when automated services beat DIY, and the ten mistakes that quietly destroy most harvesters’ tax benefit.
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ISA vs SIPP: The Complete 2026/27 UK Comparison Guide
Read more: ISA vs SIPP: The Complete 2026/27 UK Comparison GuideISA or SIPP for 2026/27? Higher dividend tax tilts the maths toward ISAs this year, and April 2027 will bring pensions inside the IHT estate. Compare tax relief, access rules and inheritance planning, with an interactive calculator.
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Index Funds vs. Mutual Funds (2026): Complete US & UK Guide for DIY Investors
Read more: Index Funds vs. Mutual Funds (2026): Complete US & UK Guide for DIY InvestorsShould you choose index funds or mutual / actively managed funds? This 2026 guide compares costs, platforms, and SPIVA performance data across both US and UK markets, with calculators in dollars and pounds, so DIY investors can pick the right approach for their accounts.
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