
Not a strategies piece; a worked returns piece. Cash ISA, Stocks and Shares ISA, SIPP, REIT, peer-to-peer compared with real numbers over 1, 5, 10, and 25 years. The compounding table, the SIPP top-up maths, and what the historical record actually says about a global equity index fund.

The FCA’s new targeted support regime is live from 6 April 2026. What it lets pension platforms do, what it doesn’t replace, and how to use it as a UK saver.

From 6 April 2026, dividend tax rates rose by 2pp in the basic and higher rate bands. From April 2027, savings income tax rates rise too. What the new numbers actually mean for investors holding dividend-paying shares in a General Investment Account, and how the gap between in-ISA and out-of-ISA returns has widened.

From 6 April 2027, unspent UK pension pots fall into the IHT estate. What’s changing, who’s hit hardest, and the 6 planning moves to consider before the 2027 deadline.

Should you choose index funds or mutual / actively managed funds? This 2026 guide compares costs, platforms, and SPIVA performance data across both US and UK markets, with calculators in dollars and pounds, so DIY investors can pick the right approach for their accounts.
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