ISAs and Pensions
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760,000 Unclaimed Child Trust Funds: How to Find Yours for Free
Read more: 760,000 Unclaimed Child Trust Funds: How to Find Yours for FreeThe FCA says 760,000 matured Child Trust Funds are sitting unclaimed. Finding yours is free, needs no account, and takes about ten minutes. This explains how the search works, what happens to money nobody claims, why there is no deadline, and what the tracing firms charging up to £400 are actually selling.
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Lifetime ISA Complete Guide 2026: Bonus, Penalty and LISA vs Pension
Read more: Lifetime ISA Complete Guide 2026: Bonus, Penalty and LISA vs PensionThe Lifetime ISA hands you a 25% government bonus, up to £1,000 a year, towards a first home or retirement. But the 25% withdrawal penalty is harsher than it first looks, the £450,000 property cap has not moved since 2017, and for many savers a pension still wins. Here is exactly how the LISA works…
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How Much Could £1,000 Invested Actually Earn? Worked Returns for UK Beginners 2026
Read more: How Much Could £1,000 Invested Actually Earn? Worked Returns for UK Beginners 2026Not a strategies piece; a worked returns piece. Cash ISA, Stocks and Shares ISA, SIPP, REIT, peer-to-peer compared with real numbers over 1, 5, 10, and 25 years. The compounding table, the SIPP top-up maths, and what the historical record actually says about a global equity index fund.
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FCA Targeted Support 2026: Your Pension Platform Can Now Nudge You, and What That Means
Read more: FCA Targeted Support 2026: Your Pension Platform Can Now Nudge You, and What That MeansThe FCA’s new targeted support regime is live from 6 April 2026. What it lets pension platforms do, what it doesn’t replace, and how to use it as a UK saver.
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Dividend Tax Rates Have Gone Up: What the New 2026/27 Rates Mean for Investors Holding Shares Outside an ISA
Read more: Dividend Tax Rates Have Gone Up: What the New 2026/27 Rates Mean for Investors Holding Shares Outside an ISAFrom 6 April 2026, dividend tax rates rose by 2pp in the basic and higher rate bands. From April 2027, savings income tax rates rise too. What the new numbers actually mean for investors holding dividend-paying shares in a General Investment Account, and how the gap between in-ISA and out-of-ISA returns has widened.
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Pension Inheritance Tax 2027: UK Estate Planning Guide
Read more: Pension Inheritance Tax 2027: UK Estate Planning GuideFrom 6 April 2027, unspent UK pension pots fall into the IHT estate. What’s changing, who’s hit hardest, and the 6 planning moves to consider before the 2027 deadline.
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Index Funds vs. Mutual Funds (2026): Complete US & UK Guide for DIY Investors
Read more: Index Funds vs. Mutual Funds (2026): Complete US & UK Guide for DIY InvestorsShould you choose index funds or mutual / actively managed funds? This 2026 guide compares costs, platforms, and SPIVA performance data across both US and UK markets, with calculators in dollars and pounds, so DIY investors can pick the right approach for their accounts.
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