
From 6 April 2027, unspent UK pension pots fall into the IHT estate. What’s changing, who’s hit hardest, and the 6 planning moves to consider before the 2027 deadline.

Should you choose index funds or mutual / actively managed funds? This 2026 guide compares costs, platforms, and SPIVA performance data across both US and UK markets, with calculators in dollars and pounds, so DIY investors can pick the right approach for their accounts.
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