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The US crypto regulatory picture has changed faster than the UK’s: GENIUS Act, SAB 122, and what they mean for ETF holders and stablecoin users
Read more: The US crypto regulatory picture has changed faster than the UK’s: GENIUS Act, SAB 122, and what they mean for ETF holders and stablecoin usersThe GENIUS Act (July 2025), SAB 122 (January 2025) and the SEC-CFTC MOU (March 2026) have reset US crypto regulation faster than the UK’s parallel CP26/13 framework. We unpack what each does, where USDC, USDT and PYUSD landed, and what the changes mean for Bitcoin ETF holders and stablecoin users in 2026.
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How to Spot a Financial Promotion That Breaks FCA Rules: What the 2026 Finfluencer Crackdown Tells Us
Read more: How to Spot a Financial Promotion That Breaks FCA Rules: What the 2026 Finfluencer Crackdown Tells UsThe FCA arrested three individuals in April 2026 as part of a wider push against unlawful financial promotions on social media. What counts as a financial promotion in law, the seven warning signs to watch for, and how to verify someone’s FCA authorisation before engaging.
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Is Your Money Safe with a Payments App or E-Wallet? The New FCA Safeguarding Rules in Force from 7 May 2026
Read more: Is Your Money Safe with a Payments App or E-Wallet? The New FCA Safeguarding Rules in Force from 7 May 2026FCA Policy Statement PS25/12 came into force on 7 May 2026, strengthening the safeguarding regime for around 250 payment and e-money firms covering £27 billion of consumer funds. Daily reconciliations, monthly returns, annual audits, and resolution packs. What the rules do, and how protection compares with a bank deposit.
