Latest guides
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Gilt yields and the 28 October Budget: how the Chancellor’s fiscal headroom shrank
Read more: Gilt yields and the 28 October Budget: how the Chancellor’s fiscal headroom shrankIn September 2026 the UK sold 30-year gilts at a yield of 5.8168%, and public borrowing ran £8.1bn over forecast. Both eat into the Chancellor’s fiscal headroom before the Budget on 28 October. Where the numbers come from and what they mean for mortgages, annuities, savings and gilt buyers.
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The FCA wants your home to be a fourth pillar of retirement. What later life lending means before you borrow against it
Read more: The FCA wants your home to be a fourth pillar of retirement. What later life lending means before you borrow against itThe FCA says housing wealth should sit alongside the State Pension and workplace and personal pensions as a fourth source of retirement income, and that the market is not ready. What later life lending is, what it costs, what is changing and what to check first.
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SAVE plan deadline: why September 29 is only the first date, plus the autopay rate cut
Read more: SAVE plan deadline: why September 29 is only the first date, plus the autopay rate cutThe SAVE plan is over and about 7.5 million borrowers need a new repayment plan. September 29 was the first deadline, not everyone’s: yours is 90 days from your servicer’s notice. A separate autopay deadline, now December 31, carries a 1 point rate cut.