vesting-schedule

Master every aspect of 401(k) optimization for 2025 with contribution limits up to $34,750 for ages 60-63, mega backdoor Roth strategies allowing $70,000 annual contributions, Traditional vs Roth decision frameworks, expense ratio analysis, and SECURE 2.0 provisions. This comprehensive guide includes investment selection strategies, poor-plan recognition, rollover decisions, and asset location optimization to add hundreds…