James Heppe-Smith
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Americans are also losing the retirement-savings argument: what the 2026 EBRI Retirement Confidence Survey says
Read more: Americans are also losing the retirement-savings argument: what the 2026 EBRI Retirement Confidence Survey saysEBRI’s 2026 Retirement Confidence Survey found 64% of Americans confident about retirement, the lowest reading since 2017. Workers expect to retire at 70 at four times the rate retirees actually do. We unpack the data, the Fidelity overlay showing that plan ownership more than doubles confidence, and the practical response.
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How Lenders Advertise the Cost of Credit Is About to Change: What the FCA’s CP26/15 and APR Discussion Paper Mean for Borrowers
Read more: How Lenders Advertise the Cost of Credit Is About to Change: What the FCA’s CP26/15 and APR Discussion Paper Mean for BorrowersThe FCA is rewriting the rulebook for how lenders advertise consumer credit. CP26/15 proposes to scrap a thicket of prescriptive rules and replace them with outcomes-based Consumer Duty compliance, and the companion Discussion Paper asks whether Representative APR is still doing its job. What could change for borrowers, and what stays the same in the…
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Best Cash ISA Rates in May 2026: a Companion to the £12,000 Under-65 Cap Guide
Read more: Best Cash ISA Rates in May 2026: a Companion to the £12,000 Under-65 Cap GuideShort companion piece to the £12,000 Cash ISA cap guide. The best-buy easy-access and fixed-rate Cash ISA rates as of mid-May 2026, with notes on the new NS&I British Savings Bonds, FSCS protection, and how to use the full £20,000 allowance this tax year before the under-65 cap arrives in April 2027.
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OBBBA permanently raised the federal estate exemption to $15M: US estate planning after the July 2025 law
Read more: OBBBA permanently raised the federal estate exemption to $15M: US estate planning after the July 2025 lawThe One Big Beautiful Bill Act (July 2025) permanently raised the US federal estate and gift tax exemption to $15 million per person, or $30 million per married couple, with no sunset. State estate tax in roughly 12 jurisdictions still bites. Here is what changed, who benefits most, and where planning work still matters in…
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Dividend Tax Rates Have Gone Up: What the New 2026/27 Rates Mean for Investors Holding Shares Outside an ISA
Read more: Dividend Tax Rates Have Gone Up: What the New 2026/27 Rates Mean for Investors Holding Shares Outside an ISAFrom 6 April 2026, dividend tax rates rose by 2pp in the basic and higher rate bands. From April 2027, savings income tax rates rise too. What the new numbers actually mean for investors holding dividend-paying shares in a General Investment Account, and how the gap between in-ISA and out-of-ISA returns has widened.
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FCA Bereavement Review 2026: What It Means for Grieving Families with Investments
Read more: FCA Bereavement Review 2026: What It Means for Grieving Families with InvestmentsThe FCA is reviewing how investment platforms handle bereavement after 53% of customers reported poor service. What’s in scope and what to ask for now.
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I-bonds rise to 4.26% for May-October 2026: the US sibling to UK Premium Bonds
Read more: I-bonds rise to 4.26% for May-October 2026: the US sibling to UK Premium BondsThe US Treasury raised the Series I Savings Bond composite rate to 4.26% for the May to October 2026 window, with the fixed-rate component holding at 0.90% locked for the bond’s 30-year life. We compare I-bonds against the best high-yield savings accounts, CDs, T-bills and TIPS, and set out who actually benefits at the current…
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The Renters’ Rights Act is now live: what UK landlords must do before 31 May 2026 to avoid a £7,000 fine
Read more: The Renters’ Rights Act is now live: what UK landlords must do before 31 May 2026 to avoid a £7,000 fineThe Renters’ Rights Act came into full force on 1 May 2026. By 31 May, UK landlords must send every existing tenant the government’s official Information Sheet or face a £7,000 civil penalty per tenancy. The article covers the Information Sheet duty, Section 21 abolition, the new periodic-tenancy default, the rent-in-advance cap, and the practical…
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FCA, BoE and Treasury First Joint Warning on AI Cyber Attacks: What UK Savers Need to Know
Read more: FCA, BoE and Treasury First Joint Warning on AI Cyber Attacks: What UK Savers Need to KnowOn 15 May 2026 the FCA, BoE and Treasury issued their first joint statement on AI cyber risk. What UK banks must now do — and what it means for you as a saver.
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Same month, opposite direction: UK inflation fell to 2.8% while US inflation hit 3.8% in April 2026
Read more: Same month, opposite direction: UK inflation fell to 2.8% while US inflation hit 3.8% in April 2026UK inflation fell to 2.8% in April 2026 while US inflation hit 3.8% the same month, opposite directions and opposite policy implications. We unpack the divergence, the Bank of England’s 18 June decision, the Federal Reserve’s 16-17 June outlook, and what it means for mortgages, savings and pension drawdown on both sides of the Atlantic.
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Latest news
- Americans are also losing the retirement-savings argument: what the 2026 EBRI Retirement Confidence Survey says
- How Lenders Advertise the Cost of Credit Is About to Change: What the FCA’s CP26/15 and APR Discussion Paper Mean for Borrowers
- Best Cash ISA Rates in May 2026: a Companion to the £12,000 Under-65 Cap Guide
- OBBBA permanently raised the federal estate exemption to $15M: US estate planning after the July 2025 law
- Dividend Tax Rates Have Gone Up: What the New 2026/27 Rates Mean for Investors Holding Shares Outside an ISA
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