James Heppe-Smith
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Bank of England raises Bank Rate to 4%: what it means for mortgages, savings and annuities
Read more: Bank of England raises Bank Rate to 4%: what it means for mortgages, savings and annuitiesThe Bank of England’s interest rate decision of 5 November 2026: Bank Rate raised from 3.75% to 4% by eight votes to one, the first rise since August 2023. What the Bank said, its new forecasts, and what it means for mortgages, savings and annuities, for UK and US readers.
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Your First Home scheme: how the 2.5% deposit works, and what it costs after five years
Read more: Your First Home scheme: how the 2.5% deposit works, and what it costs after five yearsThe Your First Home scheme lets first-time buyers in England buy a new-build home with a 2.5% deposit and a 20% government equity loan, interest free for five years. Who qualifies, the price caps, what you pay from year six, and what is still to be published.
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UK Budget 2026: what it changes for savers, investors and pensioners
Read more: UK Budget 2026: what it changes for savers, investors and pensionersThe 28 October 2026 Budget scrapped the £12,000 cash ISA cap, raised savings income tax to 24%, 44% and 49% from April 2027, created a Pension Tax Allowance and adjusted the triple lock from 2030. What changed, what did not, and when, from the Budget documents.
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UK house prices in October 2026: five indices, five different answers
Read more: UK house prices in October 2026: five indices, five different answersFive UK house price indices, five different answers. The official index, Nationwide, Lloyds, Zoopla and Rightmove each measure a different moment in a sale, so they disagree. What each one says in October 2026, where prices are rising and falling, and the mortgage rates and Budget dates behind them.
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How to file a CFPB complaint in 2026, and what it can still achieve
Read more: How to file a CFPB complaint in 2026, and what it can still achieveThe CFPB complaint portal still works, companies answer almost every complaint, and in September a federal court kept the Bureau’s funding open. How to file, what happens next, what a complaint realistically gets you, and where else to go.
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SEC Regulation Crypto Assets: what the proposed rules would mean for investors
Read more: SEC Regulation Crypto Assets: what the proposed rules would mean for investorsThe SEC’s proposed Regulation Crypto Assets would create two new ways to raise money through token sales and a route for a token to stop being treated as a security. What it covers, what it leaves out, and how to comment before 20 October 2026.
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New government and your money: what has changed since July, and what has not
Read more: New government and your money: what has changed since July, and what has notAndy Burnham became Prime Minister on 20 July 2026 and John Healey Chancellor. Eleven weeks on, one tax cut is in force, several changes have dates, and the main tax and savings allowances have not moved. The figures, before the 28 October Budget.
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Triple lock 2030: what changes for the State Pension, and what does not
Read more: Triple lock 2030: what changes for the State Pension, and what does notThe Prime Minister has said the triple lock stays unchanged until 2030 and is then adjusted. The State Pension would still rise every year by at least inflation or 2.5%, but it would stop pulling ahead of earnings after weak years for wages. How the new rule works, what it removes, and what is not…
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TransUnion’s new credit score out of 999: what the UK bands mean for you
Read more: TransUnion’s new credit score out of 999: what the UK bands mean for youTransUnion is moving UK credit scores from a 0 to 710 scale to 0 to 999, with new bands and a new scoring model, rolling out from late September 2026 to June 2027. What the bands are, why your number will change, and why lenders’ decisions don’t.
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Gilt yields and the 28 October Budget: how the Chancellor’s fiscal headroom shrank
Read more: Gilt yields and the 28 October Budget: how the Chancellor’s fiscal headroom shrankIn September 2026 the UK sold 30-year gilts at a yield of 5.8168%, and public borrowing ran £8.1bn over forecast. Both eat into the Chancellor’s fiscal headroom before the Budget on 28 October. Where the numbers come from and what they mean for mortgages, annuities, savings and gilt buyers.
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Latest news
- Bank of England raises Bank Rate to 4%: what it means for mortgages, savings and annuities
- Your First Home scheme: how the 2.5% deposit works, and what it costs after five years
- UK Budget 2026: what it changes for savers, investors and pensioners
- UK house prices in October 2026: five indices, five different answers
- How to file a CFPB complaint in 2026, and what it can still achieve
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