General Blog
-
Is Your Money Safe with a Payments App or E-Wallet? The New FCA Safeguarding Rules in Force from 7 May 2026
Read more: Is Your Money Safe with a Payments App or E-Wallet? The New FCA Safeguarding Rules in Force from 7 May 2026FCA Policy Statement PS25/12 came into force on 7 May 2026, strengthening the safeguarding regime for around 250 payment and e-money firms covering £27 billion of consumer funds. Daily reconciliations, monthly returns, annual audits, and resolution packs. What the rules do, and how protection compares with a bank deposit.
-
How Lenders Advertise the Cost of Credit Is About to Change: What the FCA’s CP26/15 and APR Discussion Paper Mean for Borrowers
Read more: How Lenders Advertise the Cost of Credit Is About to Change: What the FCA’s CP26/15 and APR Discussion Paper Mean for BorrowersThe FCA is rewriting the rulebook for how lenders advertise consumer credit. CP26/15 proposes to scrap a thicket of prescriptive rules and replace them with outcomes-based Consumer Duty compliance, and the companion Discussion Paper asks whether Representative APR is still doing its job. What could change for borrowers, and what stays the same in the…
-
FCA Bereavement Review 2026: What It Means for Grieving Families with Investments
Read more: FCA Bereavement Review 2026: What It Means for Grieving Families with InvestmentsThe FCA is reviewing how investment platforms handle bereavement after 53% of customers reported poor service. What’s in scope and what to ask for now.
-
FCA, BoE and Treasury First Joint Warning on AI Cyber Attacks: What UK Savers Need to Know
Read more: FCA, BoE and Treasury First Joint Warning on AI Cyber Attacks: What UK Savers Need to KnowOn 15 May 2026 the FCA, BoE and Treasury issued their first joint statement on AI cyber risk. What UK banks must now do — and what it means for you as a saver.
-
Same month, opposite direction: UK inflation fell to 2.8% while US inflation hit 3.8% in April 2026
Read more: Same month, opposite direction: UK inflation fell to 2.8% while US inflation hit 3.8% in April 2026UK inflation fell to 2.8% in April 2026 while US inflation hit 3.8% the same month, opposite directions and opposite policy implications. We unpack the divergence, the Bank of England’s 18 June decision, the Federal Reserve’s 16-17 June outlook, and what it means for mortgages, savings and pension drawdown on both sides of the Atlantic.
-
July 2026 Energy Price Cap: Ofgem Confirms £1,862, +13.5%. What it Means and Whether to Fix Now
Read more: July 2026 Energy Price Cap: Ofgem Confirms £1,862, +13.5%. What it Means and Whether to Fix NowOfgem confirmed the July 2026 energy price cap at £1,862 per year, a 13.5% rise on April’s £1,641. Why the cap landed where it did, what changes for your bill, and the fixed-rate tariffs already pricing below it.
-
FOS Reform 2026: How the ‘Fair and Reasonable’ Test Is Changing, and What That Means for Your Right to Complain
Read more: FOS Reform 2026: How the ‘Fair and Reasonable’ Test Is Changing, and What That Means for Your Right to ComplainThe FCA and Treasury have proposed the most significant reform of the Financial Ombudsman Service in two decades. CP26/9 closed for consultation on 11 May 2026. What’s changing, when, and what consumers with live or future complaints should do now.
-
Car Finance Compensation 2026: What the Legal Challenges Mean for Consumers and When You Might Get Paid
Read more: Car Finance Compensation 2026: What the Legal Challenges Mean for Consumers and When You Might Get PaidThe FCA’s motor finance redress scheme waits on an Upper Tribunal hearing from 16 to 26 February 2027, after three lenders and a consumer group filed legal challenges, and nothing is paid under it until the legal process is over. Around 12.1 million agreements are affected. Here is what you can still do today, free…
-
Buy Now Pay Later Is About to Be Regulated: What Changes for Shoppers from July 2026
Read more: Buy Now Pay Later Is About to Be Regulated: What Changes for Shoppers from July 2026From 15 July 2026, BNPL providers in the UK have to follow FCA consumer credit rules, including affordability checks, clear pre-contract information, FOS access for complaints, and fair treatment in financial difficulty. What changes for Klarna, Clearpay, PayPal Pay in 3, and other BNPL users.
-
Cash ISA Cap 2027: The £12,000 Under-65 Saver’s Guide
Read more: Cash ISA Cap 2027: The £12,000 Under-65 Saver’s GuideFrom 6 April 2027, under-65s’ Cash ISA limit drops from £20,000 to £12,000. The triple-whammy timeline, the cost of doing nothing, and the 6-move strategy for the rest of the 2026/27 tax year.
Subscribe
Sign up with your email address to receive our weekly news
Latest news
- UK house prices in October 2026: five indices, five different answers
- How to file a CFPB complaint in 2026, and what it can still achieve
- SEC Regulation Crypto Assets: what the proposed rules would mean for investors
- New government and your money: what has changed since July, and what has not
- Triple lock 2030: what changes for the State Pension, and what does not
Categories
- Backdoor Roth (1)
- Cryptocurrency (5)
- Expat Living & Lifestyle (1)
- General Blog (22)
- Index Funds (1)
- Investing Basics (6)
- Investment Guides (6)
- Investment Platforms (1)
- Investment Strategies (16)
- Investments (2)
- IRAs & Tax-Advantaged Accounts (13)
- ISAs and Pensions (7)
- Property Investment (8)
- Real Estate Investing (4)
- Retirement Planning (36)
- Tax Strategy (26)
- Tax-Efficient Investing (8)
- UK Investing (63)
- UK Property Investment (6)