Latest guides
-
Electricity VAT Cut to 0% and a £2 Bus Fare Cap: What the New Cost of Living Package Saves You
Read more: Electricity VAT Cut to 0% and a £2 Bus Fare Cap: What the New Cost of Living Package Saves YouVAT on domestic electricity drops from 5% to 0% from 1 October 2026, and single bus fares outside London are capped at 2 pounds from January 2027. What the package actually saves a typical household, who is excluded, and what was not announced.
-
Why US Mortgage Rates Don’t Follow the Fed (2026)
Read more: Why US Mortgage Rates Don’t Follow the Fed (2026)The US 30-year fixed mortgage rate stood at 7.40% in the week ending October 15, 2026, unchanged on the week and the highest since November 2023, four weeks after the Federal Reserve’s first rate increase of 2026. The increase was not the cause: fixed mortgages track the 10-year Treasury yield plus a spread, not the…
-
High-yield savings accounts explained: how to earn more on your emergency fund (2026)
Read more: High-yield savings accounts explained: how to earn more on your emergency fund (2026)A high-yield savings account can pay many times the national average rate on the cash you keep for emergencies, and it is still FDIC-insured. Here is how they work and what to look for.