FCA
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The FCA wants your home to be a fourth pillar of retirement. What later life lending means before you borrow against it
Read more: The FCA wants your home to be a fourth pillar of retirement. What later life lending means before you borrow against itThe FCA says housing wealth should sit alongside the State Pension and workplace and personal pensions as a fourth source of retirement income, and that the market is not ready. What later life lending is, what it costs, what is changing and what to check first.
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Financial Ombudsman changes on 1 October 2026: new grounds to dismiss your complaint
Read more: Financial Ombudsman changes on 1 October 2026: new grounds to dismiss your complaintFrom 1 October 2026 the Financial Ombudsman can dismiss a complaint unexamined on a longer list of grounds. What changes, what does not, and why the day you refer your complaint decides which rules apply.
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760,000 Unclaimed Child Trust Funds: How to Find Yours for Free
Read more: 760,000 Unclaimed Child Trust Funds: How to Find Yours for FreeThe FCA says 760,000 matured Child Trust Funds are sitting unclaimed. Finding yours is free, needs no account, and takes about ten minutes. This explains how the search works, what happens to money nobody claims, why there is no deadline, and what the tracing firms charging up to £400 are actually selling.
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Buy Now Pay Later, one month on: what actually changed on 15 July
Read more: Buy Now Pay Later, one month on: what actually changed on 15 JulyBuy Now Pay Later came under FCA regulation on 15 July 2026. A month on, the picture is clearer than it was, and in three places it is different from what the pre-launch coverage suggested. Section 75 protection is confirmed rather than hedged. Ombudsman access depends on when you took the agreement out, not when…
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Your platform will have to show you what it charges: the FCA’s CP26/24 explained
Read more: Your platform will have to show you what it charges: the FCA’s CP26/24 explainedThe FCA has proposed changing how platforms, advisers and wealth managers tell you what you are paying. CP26/24 closes on 21 August 2026. It would drop the cumulative-costs illustration, require total costs in pounds and pence as well as percentages, keep investment trust costs out of the headline figure, and stop firms both charging a…
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Your lender has gone bust. What happens to your loan, and to the money you were owed?
Read more: Your lender has gone bust. What happens to your loan, and to the money you were owed?Blue Motor Finance, Eldens Finance and Logbook Lending all entered administration inside four weeks. If you borrowed from one of them, two very different things happen at once: your loan carries on almost unchanged, and any compensation you were owed may never arrive in full.
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FCA investment-trust reforms (CP26/21): what the Saba conflict rules mean for retail investors
Read more: FCA investment-trust reforms (CP26/21): what the Saba conflict rules mean for retail investorsThe FCA’s CP26/21 proposes new conflict-of-interest rules for investment trusts after the Saba Capital campaigns. Here is what the 2026 consultation means for ordinary shareholders.
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The FCA’s new SIPP rules (CP26/20): what they mean for DIY pension investors
Read more: The FCA’s new SIPP rules (CP26/20): what they mean for DIY pension investorsThe FCA’s CP26/20 proposes tougher due-diligence and asset-protection rules for SIPP operators. Here is what the 2026 consultation means for DIY pension investors, and why it is happening now.
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The FCA’s Mills Review: will an AI agent soon manage your money? (2026)
Read more: The FCA’s Mills Review: will an AI agent soon manage your money? (2026)The FCA published the Mills Review on 6 July 2026, the first review by any global regulator of what AI will do to retail financial services. It expects AI to reshape banking, lending, investing and advice by 2030, finds about 1 in 5 UK adults open to AI agents acting on their money, and sets…
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UK stablecoin rules 2026: the Bank of England and FCA framework explained
Read more: UK stablecoin rules 2026: the Bank of England and FCA framework explainedThe Bank of England and the FCA have set out how sterling stablecoins will be regulated, including a 40 billion pound issuance cap and strict reserve rules. Here is what it means for people who hold or use them.
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