
The Enhancing Financial Services Bill at the 13 May 2026 King’s Speech bundles five strands: PSR absorbed into the FCA, FOS reform (a new ‘rule-compliant equals fair’ test and a 10-year absolute time limit), SMCR Phase 2, an updated ring-fencing regime and credit union expansion. Plus an FCA Regulatory Initiatives Grid sidebar and the parallel…

The FCA’s new targeted support regime is live from 6 April 2026. What it lets pension platforms do, what it doesn’t replace, and how to use it as a UK saver.

The FCA is reviewing how investment platforms handle bereavement after 53% of customers reported poor service. What’s in scope and what to ask for now.

On 15 May 2026 the FCA, BoE and Treasury issued their first joint statement on AI cyber risk. What UK banks must now do — and what it means for you as a saver.

The FCA launched a sector-wide review of CMCs on motor finance claims on 7 May 2026. Here is what it found, and why you probably do not need one.

On 15 April 2026 the FCA published CP26/13, its consultation on the perimeter of the UK crypto regulatory regime. The full regime goes live on 25 October 2027. This guide explains every milestone in between, what changes for retail investors, and what the new rules do (and do not) protect you against.

ISA or SIPP for 2026/27? Higher dividend tax tilts the maths toward ISAs this year, and April 2027 will bring pensions inside the IHT estate. Compare tax relief, access rules and inheritance planning, with an interactive calculator.
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