
The GENIUS Act (July 2025), SAB 122 (January 2025) and the SEC-CFTC MOU (March 2026) have reset US crypto regulation faster than the UK’s parallel CP26/13 framework. We unpack what each does, where USDC, USDT and PYUSD landed, and what the changes mean for Bitcoin ETF holders and stablecoin users in 2026.

On 15 May 2026 the FCA, BoE and Treasury issued their first joint statement on AI cyber risk. What UK banks must now do — and what it means for you as a saver.
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