LISA
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First Time Buyer ISA 2026: What the LISA Replacement Means for Savers
Read more: First Time Buyer ISA 2026: What the LISA Replacement Means for SaversOn 23 June 2026 the government published a consultation on a new First Time Buyer ISA that will, in time, replace the Lifetime ISA. It drops the age-40 limit and the 25% penalty and pays the bonus when you buy. But the bonus rate and the property price cap are still unconfirmed. Here is what…
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Lifetime ISA Complete Guide 2026: Bonus, Penalty and LISA vs Pension
Read more: Lifetime ISA Complete Guide 2026: Bonus, Penalty and LISA vs PensionThe Lifetime ISA hands you a 25% government bonus, up to £1,000 a year, towards a first home or retirement. But the 25% withdrawal penalty is harsher than it first looks, the £450,000 property cap has not moved since 2017, and for many savers a pension still wins. Here is exactly how the LISA works…
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