personal finance UK
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Pension transfer advice: what the Fenech and Dunne rulings show, and how to check a defined benefit transfer
Read more: Pension transfer advice: what the Fenech and Dunne rulings show, and how to check a defined benefit transferTwo advisers banned for life over defined benefit pension transfer advice, and their fines cut by about 90%. What the Upper Tribunal found, why the fines fell, and how anyone who transferred out of a final salary pension can check the advice they were given and the routes for complaining.
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Your First Home scheme: how the 2.5% deposit works, and what it costs after five years
Read more: Your First Home scheme: how the 2.5% deposit works, and what it costs after five yearsThe Your First Home scheme lets first-time buyers in England buy a new-build home with a 2.5% deposit and a 20% government equity loan, interest free for five years. Who qualifies, the price caps, what you pay from year six, and what is still to be published.
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UK Budget 2026: what it changes for savers, investors and pensioners
Read more: UK Budget 2026: what it changes for savers, investors and pensionersThe 28 October 2026 Budget scrapped the £12,000 cash ISA cap, raised savings income tax to 24%, 44% and 49% from April 2027, created a Pension Tax Allowance and adjusted the triple lock from 2030. What changed, what did not, and when, from the Budget documents.
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UK house prices in October 2026: five indices, five different answers
Read more: UK house prices in October 2026: five indices, five different answersFive UK house price indices, five different answers. The official index, Nationwide, Lloyds, Zoopla and Rightmove each measure a different moment in a sale, so they disagree. What each one says in October 2026, where prices are rising and falling, and the mortgage rates and Budget dates behind them.
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Gilt yields and the 28 October Budget: how the Chancellor’s fiscal headroom shrank
Read more: Gilt yields and the 28 October Budget: how the Chancellor’s fiscal headroom shrankIn September 2026 the UK sold 30-year gilts at a yield of 5.8168%, and public borrowing ran £8.1bn over forecast. Both eat into the Chancellor’s fiscal headroom before the Budget on 28 October. Where the numbers come from and what they mean for mortgages, annuities, savings and gilt buyers.
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Financial Ombudsman changes on 1 October 2026: new grounds to dismiss your complaint
Read more: Financial Ombudsman changes on 1 October 2026: new grounds to dismiss your complaintFrom 1 October 2026 the Financial Ombudsman can dismiss a complaint unexamined on a longer list of grounds. What changes, what does not, and why the day you refer your complaint decides which rules apply.
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The September 2026 mortgage repricing: every lender that has raised, and when
Read more: The September 2026 mortgage repricing: every lender that has raised, and whenSeven lenders raised fixed mortgage rates over the weekend of 4 and 7 September 2026, then ten more followed in the three working days after. A running record of who moved, when, and by how much.
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UK inflation rose to 2.9% in July. The number the Bank of England watches went the other way.
Read more: UK inflation rose to 2.9% in July. The number the Bank of England watches went the other way.UK CPI rose to 2.9% in the 12 months to July 2026, but core inflation did not move and services inflation fell. The rise sits entirely in what core excludes, and the ONS attributes it to the energy price cap.
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Buy Now Pay Later, one month on: what actually changed on 15 July
Read more: Buy Now Pay Later, one month on: what actually changed on 15 JulyBuy Now Pay Later came under FCA regulation on 15 July 2026. A month on, the picture is clearer than it was, and in three places it is different from what the pre-launch coverage suggested. Section 75 protection is confirmed rather than hedged. Ombudsman access depends on when you took the agreement out, not when…
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State Pension age 68: why there are two dates, seven years apart
Read more: State Pension age 68: why there are two dates, seven years apartThe law says the State Pension age reaches 68 between 2044 and 2046. The Office for Budget Responsibility builds its projections on 2037 to 2039. Only one of those is legislation, and the difference is about seven years of your retirement.
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Latest news
- Pension transfer advice: what the Fenech and Dunne rulings show, and how to check a defined benefit transfer
- Bank of England raises Bank Rate to 4%: what it means for mortgages, savings and annuities
- Your First Home scheme: how the 2.5% deposit works, and what it costs after five years
- UK Budget 2026: what it changes for savers, investors and pensioners
- UK house prices in October 2026: five indices, five different answers
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