retirement planning
-
Triple Tax-Advantaged Accounts: The Complete US Guide (HSA, and What Else Counts)
Read more: Triple Tax-Advantaged Accounts: The Complete US Guide (HSA, and What Else Counts)The HSA is the only mainstream US account with three layers of tax protection. Why Roth IRAs, traditional 401(k)s, and 529 plans don’t count, what the 2026 HSA contribution limits are, and the investment-HSA strategy that turns it into a stealth retirement account.
-
529 to Roth IRA: The 15-Year Rule Explained (2026)
Read more: 529 to Roth IRA: The 15-Year Rule Explained (2026)The most-asked question on the new 529-to-Roth IRA rollover route: how does the 15-year rule actually work? A focused FAQ covering the 15-year clock, the 5-year contribution exclusion, the $35,000 lifetime cap, the beneficiary-change uncertainty, and a worked planning example for 2026.
-
Your 2027 Social Security check could be 4% bigger. Your 2032 check might be 24% smaller. Both are true.
Read more: Your 2027 Social Security check could be 4% bigger. Your 2032 check might be 24% smaller. Both are true.Your 2027 Social Security cost-of-living adjustment could be approximately 4%. Your 2032 Social Security check might be approximately 24% smaller if the Trust Fund depletes without congressional action. Both projections are real. We set out the data, the OBBBA acceleration, and the planning posture across three reader age cohorts.
-
FCA Targeted Support 2026: Your Pension Platform Can Now Nudge You — What That Means
Read more: FCA Targeted Support 2026: Your Pension Platform Can Now Nudge You — What That MeansThe FCA’s new targeted support regime is live from 6 April 2026. What it lets pension platforms do, what it doesn’t replace, and how to use it as a UK saver.
-
Americans are also losing the retirement-savings argument: what the 2026 EBRI Retirement Confidence Survey says
Read more: Americans are also losing the retirement-savings argument: what the 2026 EBRI Retirement Confidence Survey saysEBRI’s 2026 Retirement Confidence Survey found 64% of Americans confident about retirement, the lowest reading since 2017. Workers expect to retire at 70 at four times the rate retirees actually do. We unpack the data, the Fidelity overlay showing that plan ownership more than doubles confidence, and the practical response.
-
529 to Roth IRA Rollover: Complete SECURE 2.0 Guide for 2026
Read more: 529 to Roth IRA Rollover: Complete SECURE 2.0 Guide for 2026Run the 529-to-Roth IRA rollover cleanly in 2026: the 15-year rule, $35,000 lifetime cap, $7,500 annual limit, the state-tax traps that catch people, and step-by-step execution.
-
FIRE Movement: The Complete 2026 Guide to Financial Independence and Early Retirement
Read more: FIRE Movement: The Complete 2026 Guide to Financial Independence and Early RetirementFIRE planning in 2026: the ACA subsidy cliff is back, Morningstar lifted the safe withdrawal rate to 3.9%, and the IRS pushed limits higher. FI number, healthcare bridge, Roth conversion ladder, and five interactive calculators.
-
Backdoor Roth IRA: Step-by-Step Guide (2026)
Read more: Backdoor Roth IRA: Step-by-Step Guide (2026)Income too high for a direct Roth IRA? The backdoor Roth opens the door for high earners at $7,500 a year in 2026 ($8,600 if you’re 50+). This guide walks Fidelity, Vanguard and Schwab step-by-step, runs the pro-rata math, and breaks down Form 8606 line by line.
-
Solo 401(k) Complete Guide for Self-Employed Workers (2026)
Read more: Solo 401(k) Complete Guide for Self-Employed Workers (2026)A Solo 401(k) lets the self-employed contribute up to $72,000 in 2026 ($80,000 if you’re 50+, $83,250 if you’re 60-63), well past what SEP IRAs and SIMPLE IRAs allow. This guide covers eligibility, providers, setup, contribution strategy, mega backdoor Roth, and the SECURE 2.0 Roth catch-up rule with the sole-proprietor carve-out most coverage misses.
-
Mega Backdoor Roth: Complete Implementation Guide (2026)
Read more: Mega Backdoor Roth: Complete Implementation Guide (2026)Mega backdoor Roth lets high earners route up to $47,500 into Roth accounts in 2026. Step-by-step on eligibility, employer plan compatibility, conversion mechanics, and the SECURE 2.0 rules now phasing in.
Subscribe
Sign up with your email address to receive our weekly news
Latest news
- When to Claim Social Security: 62 vs 67 vs 70 (2026 Break-Even Guide)
- State Pension Top-Ups 2026: The Voluntary National Insurance Guide
- UK debt interest hit a record £11.7bn in May 2026: what it means for gilts, savers and your pension
- Required Minimum Distributions (RMDs) 2026: Age 73/75 Rules, Tables and the Penalty
- Lifetime ISA Complete Guide 2026: Bonus, Penalty and LISA vs Pension
Categories
- Backdoor Roth (1)
- Cryptocurrency (1)
- Expat Living & Lifestyle (1)
- General Blog (13)
- Index Funds (1)
- Investing Basics (4)
- Investment Guides (6)
- Investment Platforms (1)
- Investment Strategies (12)
- Investments (2)
- IRAs & Tax-Advantaged Accounts (12)
- ISAs and Pensions (6)
- Property Investment (7)
- Real Estate Investing (3)
- Retirement Planning (22)
- Tax Strategy (18)
- Tax-Efficient Investing (4)
- UK Investing (32)
- UK Property Investment (4)