
Run the 529-to-Roth IRA rollover cleanly in 2026: the 15-year rule, $35,000 lifetime cap, $7,500 annual limit, the state-tax traps that catch people, and step-by-step execution.

FIRE planning in 2026: the ACA subsidy cliff is back, Morningstar lifted the safe withdrawal rate to 3.9%, and the IRS pushed limits higher. FI number, healthcare bridge, Roth conversion ladder, and five interactive calculators.

The choice between a Roth IRA and a Traditional IRA can swing your lifetime retirement wealth by six figures. For 2026, the IRS bumped the IRA contribution limit to $7,500 ($8,600 with the 50+ catch-up), and the Roth income phase-outs moved up too: $153,000-$168,000 for single filers, $242,000-$252,000 for joint filers. This guide walks through…

Got $1,000 ready to invest? This guide walks through seven strategies beginners actually use to start small, from a Roth IRA holding zero-fee index funds to a robo-advisor that handles the rebalancing for you. Every figure is updated for 2026: $7,500 IRA limit, $24,500 401(k), $4,400 HSA, plus the wider Roth phase-outs and OBBBA’s permanent…
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