Solo 401k vs SEP IRA
-
Solo 401(k) Complete Guide for Self-Employed Workers (2026)
Read more: Solo 401(k) Complete Guide for Self-Employed Workers (2026)A Solo 401(k) lets the self-employed contribute up to $72,000 in 2026 ($80,000 if you’re 50+, $83,250 if you’re 60-63), well past what SEP IRAs and SIMPLE IRAs allow. This guide covers eligibility, providers, setup, contribution strategy, mega backdoor Roth, and the SECURE 2.0 Roth catch-up rule with the sole-proprietor carve-out most coverage misses.
Subscribe
Sign up with your email address to receive our weekly news
Latest news
- Cash ISA Cap 2027: The £12,000 Under-65 Saver’s Guide
- Pension Inheritance Tax 2027: UK Estate Planning Guide
- 529 to Roth IRA Rollover: Complete SECURE 2.0 Guide for 2026
- FIRE Movement: The Complete 2026 Guide to Financial Independence and Early Retirement
- Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY Investors
Categories
- Backdoor Roth (1)
- Expat Living & Lifestyle (1)
- General Blog (3)
- Index Funds (1)
- Investing Basics (3)
- Investment Guides (6)
- Investment Platforms (1)
- Investment Strategies (11)
- Investments (2)
- IRAs & Tax-Advantaged Accounts (8)
- ISAs and Pensions (2)
- Property Investment (7)
- Real Estate Investing (3)
- Retirement Planning (12)
- Tax Strategy (9)
- Tax-Efficient Investing (3)
- UK Investing (3)
- UK Property Investment (2)