
An ETF is one of the simplest, lowest-cost ways to start investing. Here is what an exchange-traded fund actually is, the jargon that matters, and how to buy one inside a Stocks and Shares ISA.

A flat 22% charge on interest from uninvested cash inside a stocks and shares ISA was written into regulations for 6 April 2027 to protect the £12,000 cash ISA cap. The 28 October 2026 Budget dropped the cap and said nothing about the charge. What the rule says, the money market fund exception, and where…

The 28 October 2026 Budget dropped the £12,000 cash ISA cap for under-65s, so the limit stays £20,000 from April 2027. What changed and what did not.

ISA or SIPP for 2026/27? Higher dividend tax tilts the maths toward ISAs this year, and April 2027 will bring pensions inside the IHT estate. Compare tax relief, access rules and inheritance planning, with an interactive calculator.

Should you choose index funds or mutual / actively managed funds? This 2026 guide compares costs, platforms, and SPIVA performance data across both US and UK markets, with calculators in dollars and pounds, so DIY investors can pick the right approach for their accounts.

£1,000 is enough to start building real wealth. Seven proven UK investing strategies for your first £1,000 in 2026/27, from low-cost index ISAs and robo-advisors to workplace pensions and SIPPs, with the 2026 dividend-tax rises and 2027 Cash-ISA changes that make wrapper choice matter more than it has in years.
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