James Heppe-Smith
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Should you use a claims management firm for your car finance claim? The FCA has concerns
Read more: Should you use a claims management firm for your car finance claim? The FCA has concernsThe FCA launched a sector-wide review of CMCs on motor finance claims on 7 May 2026. Here is what it found, and why you probably do not need one.
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UK crypto regulation explained: the FCA’s 2026-2027 authorisation timeline for investors
Read more: UK crypto regulation explained: the FCA’s 2026-2027 authorisation timeline for investorsOn 15 April 2026 the FCA published CP26/13, its consultation on the perimeter of the UK crypto regulatory regime. The full regime goes live on 25 October 2027. This guide explains every milestone in between, what changes for retail investors, and what the new rules do (and do not) protect you against.
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Cash ISA Limit 2027: The £12,000 Cap Is Dropped and the £20,000 Limit Stays
Read more: Cash ISA Limit 2027: The £12,000 Cap Is Dropped and the £20,000 Limit StaysThe 28 October 2026 Budget dropped the £12,000 cash ISA cap for under-65s, so the limit stays £20,000 from April 2027. What changed and what did not.
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Pension Inheritance Tax 2027: UK Estate Planning Guide
Read more: Pension Inheritance Tax 2027: UK Estate Planning GuideFrom 6 April 2027, unspent UK pension pots fall into the IHT estate. What’s changing, who’s hit hardest, and the 6 planning moves to consider before the 2027 deadline.
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529 to Roth IRA Rollover: Complete SECURE 2.0 Guide for 2026
Read more: 529 to Roth IRA Rollover: Complete SECURE 2.0 Guide for 2026Run the 529-to-Roth IRA rollover cleanly in 2026: the 15-year rule, $35,000 lifetime cap, $7,500 annual limit, the state-tax traps that catch people, and step-by-step execution.
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FIRE Movement: The Complete 2026 Guide to Financial Independence and Early Retirement
Read more: FIRE Movement: The Complete 2026 Guide to Financial Independence and Early RetirementFIRE planning in 2026: the ACA subsidy cliff is back, Morningstar lifted the safe withdrawal rate to 3.9%, and the IRS pushed limits higher. FI number, healthcare bridge, Roth conversion ladder, and five interactive calculators.
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Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY Investors
Read more: Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY InvestorsCrystallise capital losses without tripping the US wash-sale rule or the UK 30-day bed-and-breakfasting restriction. 2026 figures, the ETF pairs that actually work, when automated services beat DIY, and the ten mistakes that quietly destroy most harvesters’ tax benefit.
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Property Investment for Beginners: Your Complete Getting Started Guide for 2026
Read more: Property Investment for Beginners: Your Complete Getting Started Guide for 2026Getting started in property investment feels overwhelming when you’re staring at a six-figure purchase. This 2026 guide walks you through the exact steps beginners need: choosing your first strategy with limited capital, running the numbers that determine whether a property makes financial sense, securing financing, and managing your investment. Updated with OBBBA tax framing for…
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The Complete 401(k) Optimization Playbook for 2026
Read more: The Complete 401(k) Optimization Playbook for 2026Optimize your 401(k) for 2026: contribution limits up to $35,750 for ages 60-63, the mega backdoor Roth at $72,000, the Traditional-versus-Roth call, expense ratios, the new mandatory Roth catch-up for $150K+ earners, plus how to spot a bad plan and what to do at job changes. Built to add six figures to lifetime retirement savings.
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Backdoor Roth IRA: Step-by-Step Guide (2026)
Read more: Backdoor Roth IRA: Step-by-Step Guide (2026)Income too high for a direct Roth IRA? The backdoor Roth opens the door for high earners at $7,500 a year in 2026 ($8,600 if you’re 50+). This guide walks Fidelity, Vanguard and Schwab step-by-step, runs the pro-rata math, and breaks down Form 8606 line by line.
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