UK Investing
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FOS Reform 2026: How the ‘Fair and Reasonable’ Test Is Changing, and What That Means for Your Right to Complain
Read more: FOS Reform 2026: How the ‘Fair and Reasonable’ Test Is Changing, and What That Means for Your Right to ComplainThe FCA and Treasury have proposed the most significant reform of the Financial Ombudsman Service in two decades. CP26/9 closed for consultation on 11 May 2026. What’s changing, when, and what consumers with live or future complaints should do now.
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Why UK gilt yields matter for your mortgage, savings and ISA decisions right now
Read more: Why UK gilt yields matter for your mortgage, savings and ISA decisions right nowUK 10-year gilt yields hit a 17-year high above 5.1% in May 2026. This article explains what gilt yields are, why they spiked, and what the move means for your mortgage, savings accounts, ISA decisions, and pension drawdown.
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Car Finance Compensation 2026: What the Legal Challenges Mean for Consumers and When You Might Get Paid
Read more: Car Finance Compensation 2026: What the Legal Challenges Mean for Consumers and When You Might Get PaidThe FCA’s motor finance redress scheme waits on an Upper Tribunal hearing from 16 to 26 February 2027, after three lenders and a consumer group filed legal challenges, and nothing is paid under it until the legal process is over. Around 12.1 million agreements are affected. Here is what you can still do today, free…
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Buy Now Pay Later Is About to Be Regulated: What Changes for Shoppers from July 2026
Read more: Buy Now Pay Later Is About to Be Regulated: What Changes for Shoppers from July 2026From 15 July 2026, BNPL providers in the UK have to follow FCA consumer credit rules, including affordability checks, clear pre-contract information, FOS access for complaints, and fair treatment in financial difficulty. What changes for Klarna, Clearpay, PayPal Pay in 3, and other BNPL users.
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Should you use a claims management firm for your car finance claim? The FCA has concerns
Read more: Should you use a claims management firm for your car finance claim? The FCA has concernsThe FCA launched a sector-wide review of CMCs on motor finance claims on 7 May 2026. Here is what it found, and why you probably do not need one.
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UK mortgage rates turned back up in September 2026: what changed and what it costs
Read more: UK mortgage rates turned back up in September 2026: what changed and what it costsMajor lenders cut mortgage rates in the week of 7–13 May 2026 — Santander by up to 50bps, Halifax by up to 35bps, Nationwide by up to 25bps. Yet the average two-year fixed rate sits at around 5.78%, up from 4.84% in early March. This article explains why: gilt yields hit 17-year highs amid UK…
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UK crypto regulation explained: the FCA’s 2026-2027 authorisation timeline for investors
Read more: UK crypto regulation explained: the FCA’s 2026-2027 authorisation timeline for investorsOn 15 April 2026 the FCA published CP26/13, its consultation on the perimeter of the UK crypto regulatory regime. The full regime goes live on 25 October 2027. This guide explains every milestone in between, what changes for retail investors, and what the new rules do (and do not) protect you against.
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Cash ISA Cap 2027: The £12,000 Under-65 Saver’s Guide
Read more: Cash ISA Cap 2027: The £12,000 Under-65 Saver’s GuideFrom 6 April 2027, under-65s’ Cash ISA limit drops from £20,000 to £12,000. The triple-whammy timeline, the cost of doing nothing, and the 6-move strategy for the rest of the 2026/27 tax year.
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Pension Inheritance Tax 2027: UK Estate Planning Guide
Read more: Pension Inheritance Tax 2027: UK Estate Planning GuideFrom 6 April 2027, unspent UK pension pots fall into the IHT estate. What’s changing, who’s hit hardest, and the 6 planning moves to consider before the 2027 deadline.
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Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY Investors
Read more: Tax-Loss Harvesting Strategy Guide (2026): Complete US & UK Implementation for DIY InvestorsCrystallise capital losses without tripping the US wash-sale rule or the UK 30-day bed-and-breakfasting restriction. 2026 figures, the ETF pairs that actually work, when automated services beat DIY, and the ten mistakes that quietly destroy most harvesters’ tax benefit.
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