interest rates
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Bank of England raises Bank Rate to 4%: what it means for mortgages, savings and annuities
Read more: Bank of England raises Bank Rate to 4%: what it means for mortgages, savings and annuitiesThe Bank of England’s interest rate decision of 5 November 2026: Bank Rate raised from 3.75% to 4% by eight votes to one, the first rise since August 2023. What the Bank said, its new forecasts, and what it means for mortgages, savings and annuities, for UK and US readers.
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UK house prices in October 2026: five indices, five different answers
Read more: UK house prices in October 2026: five indices, five different answersFive UK house price indices, five different answers. The official index, Nationwide, Lloyds, Zoopla and Rightmove each measure a different moment in a sale, so they disagree. What each one says in October 2026, where prices are rising and falling, and the mortgage rates and Budget dates behind them.
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Gilt yields and the 28 October Budget: how the Chancellor’s fiscal headroom shrank
Read more: Gilt yields and the 28 October Budget: how the Chancellor’s fiscal headroom shrankIn September 2026 the UK sold 30-year gilts at a yield of 5.8168%, and public borrowing ran £8.1bn over forecast. Both eat into the Chancellor’s fiscal headroom before the Budget on 28 October. Where the numbers come from and what they mean for mortgages, annuities, savings and gilt buyers.
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The September 2026 mortgage repricing: every lender that has raised, and when
Read more: The September 2026 mortgage repricing: every lender that has raised, and whenSeven lenders raised fixed mortgage rates over the weekend of 4 and 7 September 2026, then ten more followed in the three working days after. A running record of who moved, when, and by how much.
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UK inflation rose to 2.9% in July. The number the Bank of England watches went the other way.
Read more: UK inflation rose to 2.9% in July. The number the Bank of England watches went the other way.UK CPI rose to 2.9% in the 12 months to July 2026, but core inflation did not move and services inflation fell. The rise sits entirely in what core excludes, and the ONS attributes it to the energy price cap.
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British Savings Bonds at 5.17%: what NS&I’s five-year rate is telling you, and the tax bill waiting at the end
Read more: British Savings Bonds at 5.17%: what NS&I’s five-year rate is telling you, and the tax bill waiting at the endNS&I raised its fixed-term British Savings Bonds on 6 October 2026, after rises on 31 July and 18 August. The five-year now pays 5.17% on the Growth option. Rates are one thing; a rule most coverage skips is another: on the Growth option, five years of interest counts as taxable income in the single tax…
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Why US Mortgage Rates Don’t Follow the Fed (2026)
Read more: Why US Mortgage Rates Don’t Follow the Fed (2026)The US 30-year fixed mortgage rate eased to 7.18% in the week ending November 5, 2026, its third weekly fall, after two weeks at 7.40% in October, the highest since November 2023. The Federal Reserve raised rates in September and held on October 28, but that was not the driver: fixed mortgages track the 10-year…
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Why a 2026 Fed rate hike is now the base case: what May’s hot PCE means for US savers, borrowers and retirees
Read more: Why a 2026 Fed rate hike is now the base case: what May’s hot PCE means for US savers, borrowers and retireesMay core PCE hit a two-year high and made a 2026 Fed rate hike the base case. The Fed raised rates in September. What it means for US savers and borrowers.
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From rate cuts to a rate hike: what May’s jobs report and Warsh’s first FOMC mean for US savers, borrowers and retirees
Read more: From rate cuts to a rate hike: what May’s jobs report and Warsh’s first FOMC mean for US savers, borrowers and retireesMay’s +172,000 jobs report flipped the market from pricing Federal Reserve rate cuts to pricing a hike. Here is what Kevin Warsh’s first FOMC meeting on 16-17 June means for US savers, borrowers, and retirees, and why the Fed’s balance sheet matters as much as the rate.
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Why UK gilt yields matter for your mortgage, savings and ISA decisions right now
Read more: Why UK gilt yields matter for your mortgage, savings and ISA decisions right nowUK 10-year gilt yields hit a 17-year high above 5.1% in May 2026. This article explains what gilt yields are, why they spiked, and what the move means for your mortgage, savings accounts, ISA decisions, and pension drawdown.
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Latest news
- Pension transfer advice: what the Fenech and Dunne rulings show, and how to check a defined benefit transfer
- Bank of England raises Bank Rate to 4%: what it means for mortgages, savings and annuities
- Your First Home scheme: how the 2.5% deposit works, and what it costs after five years
- UK Budget 2026: what it changes for savers, investors and pensioners
- UK house prices in October 2026: five indices, five different answers
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