ISA
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UK Budget 2026: what it changes for savers, investors and pensioners
Read more: UK Budget 2026: what it changes for savers, investors and pensionersThe 28 October 2026 Budget scrapped the £12,000 cash ISA cap, raised savings income tax to 24%, 44% and 49% from April 2027, created a Pension Tax Allowance and adjusted the triple lock from 2030. What changed, what did not, and when, from the Budget documents.
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760,000 Unclaimed Child Trust Funds: How to Find Yours for Free
Read more: 760,000 Unclaimed Child Trust Funds: How to Find Yours for FreeThe FCA says 760,000 matured Child Trust Funds are sitting unclaimed. Finding yours is free, needs no account, and takes about ten minutes. This explains how the search works, what happens to money nobody claims, why there is no deadline, and what the tracing firms charging up to £400 are actually selling.
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The 22% ISA Cash Charge After the 2026 Budget: Where It Stands
Read more: The 22% ISA Cash Charge After the 2026 Budget: Where It StandsA flat 22% charge on interest from uninvested cash inside a stocks and shares ISA was written into regulations for 6 April 2027 to protect the £12,000 cash ISA cap. The 28 October 2026 Budget dropped the cap and said nothing about the charge. What the rule says, the money market fund exception, and where…
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First Time Buyer ISA 2026: What the LISA Replacement Means for Savers
Read more: First Time Buyer ISA 2026: What the LISA Replacement Means for SaversThe First Time Buyer ISA replaces the Lifetime ISA for new savers from April 2029, with a 25% bonus paid when you buy, no age limit and no withdrawal charge. Here is the final design, what stays the same, and what it means if you already hold a LISA.
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Lifetime ISA Complete Guide 2026: Bonus, Penalty and LISA vs Pension
Read more: Lifetime ISA Complete Guide 2026: Bonus, Penalty and LISA vs PensionThe Lifetime ISA hands you a 25% government bonus, up to £1,000 a year, towards a first home or retirement. But the 25% withdrawal penalty is harsher than it first looks, the £450,000 property cap has not moved since 2017, and for many savers a pension still wins. Here is exactly how the LISA works…
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Why UK gilt yields matter for your mortgage, savings and ISA decisions right now
Read more: Why UK gilt yields matter for your mortgage, savings and ISA decisions right nowUK 10-year gilt yields hit a 17-year high above 5.1% in May 2026. This article explains what gilt yields are, why they spiked, and what the move means for your mortgage, savings accounts, ISA decisions, and pension drawdown.
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Cash ISA Limit 2027: The £12,000 Cap Is Dropped and the £20,000 Limit Stays
Read more: Cash ISA Limit 2027: The £12,000 Cap Is Dropped and the £20,000 Limit StaysThe 28 October 2026 Budget dropped the £12,000 cash ISA cap for under-65s, so the limit stays £20,000 from April 2027. What changed and what did not.
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ISA vs SIPP: The Complete 2026/27 UK Comparison Guide
Read more: ISA vs SIPP: The Complete 2026/27 UK Comparison GuideISA or SIPP for 2026/27? Higher dividend tax tilts the maths toward ISAs this year, and April 2027 will bring pensions inside the IHT estate. Compare tax relief, access rules and inheritance planning, with an interactive calculator.
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